Loan Officer responsibilities for Individual Business Lending Marketing and promotion Data gathering from the business and household Verifying references of clients Financial analysis of the applications Presenting loan proposal to credit committee Monitoring arrears and ensuring good portfolio quality Daily work of the IBL LO will consist of Resolving arrears with the BM Partcipating in Credit Committee meetings, to put forward the new lending proposals Phone calls to clients to check references, or follow up on arrears Visit new clients and do at least 3 5 assessments daily Visit clients with outstandings greater than 7 days to follow up, or to collect documents Analyse cases in branches and prepare loan proposals




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